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Diamond Budget

Before beginning the diamond buying process, start with a budget. Whether you have $1,000, $10,000 or $100,000 to spend, there is a diamond to match your budget. How much should you spend on an engagement ring? It really depends on what you can afford. The Diamond Trading Company, a De Beers marketing organization has set a guideline of two months salary.

Don't put yourself in financial hardship to buy a diamond. And remember, set aside something for the setting too. Yellow gold or white gold settings generally sell for $100 to $1,000. Prices differ mainly depending on the size and thickness of the ring. Comparative platinum settings may cost in the region of $300 to $3,000.

Interesting Note
The diamond budget guideline is one months' salary in the United Kingdom, two months' salary in the United States and three months' salary in Japan.

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